Dr Mateo Rinaldi
remittance economist
Analytical; fees eat remittances
Sending Home
Every month a fifth of her wage goes home. A fee change and a family emergency push Rosa to learn the economics of remittances and to plan for herself too, while her family in Accra learn a little about her life in London.
Planned · not started yet
Migration & life abroad Money under pressure Family duty Across borders City life Warm Tense
The premise
Every month a fifth of her wage goes home. A fee change and a family emergency push Rosa to learn the economics of remittances and to plan for herself too, while her family in Accra learn a little about her life in London.
The protagonist
Rosa Agbaje-Fernandes — Care worker in London supporting her mother and nephews in Accra
The council
Every council member is an original fictional character. None represents, quotes or is endorsed by a real person.
Clara Ostrowska
bank compliance officer
Exact; knows your rights as a sender
Emeka Obiora
diaspora community leader
Warm; families need plans, not just money
How the story moves
London and Accra alternate; decisions made in one city land in the other, and the emergency brings both households closer.
What readers take away
- Comparing remittance fees and exchange rates
- How mobile-money systems work
- Consumer protections for transfers
- Saving while supporting family
- Recognising fraud risks
- Family expectations and boundaries
- Emergency planning across two countries
- Building assets back home
- Use rate-comparison tools
- Send money securely
- Plan an emergency fund in two countries
- Teach family to spot fraud
The books
- 1The fee Planned
- 2The emergency Planned
- 3The plan Planned
Book titles are working titles and may change before publication. No book is on sale until the complete series is finished, checked and released.