Joint Account — Vellumwise series cover

Joint Account

Hannah has no access to her own wages and a credit file she does not recognise. Leaving safely takes planning, help and courage; the series follows her from recognition to independence without pretending the path is quick or simple.

Planned · not started yet

I want to read this

Relationships, parenting & family Money under pressure Family duty Ethics & integrity Family home Tense Bracing

The premise

Hannah has no access to her own wages and a credit file she does not recognise. Leaving safely takes planning, help and courage; the series follows her from recognition to independence without pretending the path is quick or simple.

The protagonist

Hannah Vossberg — Charity worker who realises her partner controls all the money and has taken out debt in her name

The council

Every council member is an original fictional character. None represents, quotes or is endorsed by a real person.

Sunita Ramdin

domestic-abuse adviser

Steady; safety before speed

Oswin Tharpe

bank vulnerability specialist

Methodical; knows what banks can do quietly

Penelope Ashcombe

family lawyer

Protective; explains orders without pressure

How the story moves

From recognition to an independent home; each step’s consequences carry forward, including a setback when her partner discovers the plan.

What readers take away

  • What economic abuse is and how it differs from money disagreements
  • Safety planning with specialist support
  • Separating bank accounts and benefits safely
  • Challenging coerced debt
  • Correcting a credit file
  • Legal protections and court orders
  • Housing options when leaving
  • Rebuilding confidence with money
  • Use a bank’s domestic-abuse support services
  • Understand how coerced debt can be disputed with lenders
  • Apply for an occupation order or non-molestation order
  • Plan safely around shared digital accounts

The books

  1. 1The statement Planned
  2. 2The plan Planned
  3. 3Leaving Planned
  4. 4Rebuilding Planned

Book titles are working titles and may change before publication. No book is on sale until the complete series is finished, checked and released.