First Year Alone — Vellumwise series cover

First Year Alone

Bills, tax codes, tenancy agreements and a phone contract all arrive in month one.

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I want to read this

Practical life skills Money under pressure Second chances City life Lightly witty Hopeful

The premise

Bills, tax codes, tenancy agreements and a phone contract all arrive in month one. Kofi learns adult admin the hard way, and becomes the friend everyone asks for help by the end of the year.

The protagonist

Kofi Danquah-Lewis — 19-year-old moving out with a job and no idea how to read a payslip

The council

Every council member is an original fictional character. None represents, quotes or is endorsed by a real person.

Pauline Stroud

tax adviser

Patient; your payslip tells a story

Victor Achterhof

bank adviser

Helpful; choose accounts by fees

Agnes Moyo

advice-centre volunteer

Practical; free help exists

How the story moves

The first year away from home; a tax mistake in Book 3 teaches him the most.

What readers take away

  • Reading a payslip
  • Tax codes and correcting them
  • National Insurance
  • Bank accounts and credit scores
  • Bills and contracts
  • Renting basics
  • Avoiding scams
  • Free advice sources
  • Check a credit report
  • Understand student-loan repayments
  • Choose broadband and phone contracts
  • Register to vote

The books

  1. 1The payslip Planned
  2. 2The bills Planned
  3. 3The tax letter Planned
  4. 4Year end Planned

Book titles are working titles and may change before publication. No book is on sale until the complete series is finished, checked and released.